adoption grants and loans

The financial burden of adoption is a significant hurdle. So significant, it often prevents hopeful families from completing the adoption process. When it comes to the cost of adoption, most prospective adoptive families could use some financial help.

Around 135,000 children are adopted in the United States each year. While the cost of adoption can deter, domestic adoption grants can help reduce the costs.

Let’s look at some of the options available to hopeful families to help with adoption fees. We’ll explore some grants for adoptive parents and discuss what you need to qualify.

What is an Adoption Grant?

Domestic adoption grants are incredibly popular in the adoptive community. The difference between adoption grants and loans is that you don’t need to pay adoption grants back. They are essentially free financial assistance to help you complete the adoption process.

The main advantage of adoption grants is the financial benefit. You don’t have to pay them back. You also avoid paying interest from personal loans. Even more, you avoid the financial risk of loans if your financial status changes after you take out the loan. There are requirements for adoption grants, but you don’t need to put up collateral to qualify. They are a risk-free option that provides much-needed financial support to adoptive families. If you qualify, adoption grants can provide financial support to make the adoption process stress-free!

Qualifying for an Adoption Grant

You might be wondering how to get domestic adoption grants. With so many options, where do you qualify the most? Your adoption agency can help you find the best fit. Many adoption grant organizations can also help you find grants.

Qualifications vary from grant to grant. You’ll need to look at the specific requirements for each one to see if you are eligible. Here are a few places where you might consider applying to get financial assistance.

7 Domestic Grants for Adoptive Parents

Before you apply for domestic adoption grants, talk to your adoption agency. They can help you review each grant’s qualifications and instructions. They will ensure that you submit a thorough application and have the best chance of being awarded the funds. Let’s take a look at some amazing adoption grants available for hopeful families.

Gifts of Adoption

Gifts of Adoption is the largest provider of adoption grants. Grants of up to $10,000 are awarded monthly to qualified applicants. Any U.S. citizen with an approved adoption home study from a licensed social worker can apply at any time. There are no application deadlines. To qualify, you must show financial need, perseverance, and imminence of the adoption.

Adopt Together

Adopt Together is different from other domestic adoption grants. It is actually a non-profit crowdfunding platform. It works to bridge the gap between families who want to adopt and children who need loving homes. Prospective families create a family profile on the Adopt Together website. The profile is then shared with friends, families, and other generous supporters.

Show Hope

Show Hope accepts all applications for four application deadlines throughout the year. Families are encouraged to apply for the March 31st, June 30th, September 30th, and December 31st deadlines. To qualify, you must have completed a home study, worked with a non-profit adoption agency. You must also review Show Hope’s Statement of Faith. Grants are only awarded to families with the greatest financial need due to limited funding.


Through their Christian Family Adoption Grant Fund, ABBA Fund allows families to set up a crowdfunding profile to receive charitable contributions and reduce the financial burden of adoption. Unlike other adoption grants, the ABBA Fund grants rarely go directly to participating families. Instead, they go to third-party service providers. Providers include adoption agencies, lawyers, and travel agents.

A Child Waits Foundation

A Child Waits Foundation awards grants to international and domestic adoptive families. The maximum grant amount is $7,000. For domestic adoptions, you’ll need to be a U.S. or Canadian citizen who is adopting domestically. You’ll need to call and discuss your financial position if your gross income exceeds $140,000. This is an excellent option for prospective families looking for special needs adoption grants because they prioritize funding for special needs children.

Help Us Adopt

Help Us Adopt awards grants to families four times a year in February, May, August, and November. To qualify, at least one applicant should be a U.S. citizen. You must also have a current, completed, and approved home study. You must not be pregnant. In addition, you can’t try to get pregnant or get fertility treatments simultaneously with your adoption. You must also prove significant financial obstacles. Applicants must be associated with a licensed adoption agency or attorney and show a commitment to adopt.

National Adoption Foundation

Families adopting through any process can apply for a grant from the National Adoption Foundation. You’ll need to have a completed home study or be in the process of completing the home study to apply. Grants can range from $500 to $2,000, depending on the needs of the family and the circumstances surrounding the adoption.

Find the Right Domestic Adoption Grants with Texas Adoption Center

There are many adoption grants available through hundreds of different organizations. To find the right fit for your family, talk to a caring and passionate member of our team. Texas Adoption Center has helped countless families get the financial and emotional support they need to complete the adoption process.

If you are a prospective adoptive family, we’re here to give you the help you deserve to move forward in your adoption journey. Contact Texas Adoption Center for guidance and support at (512) 893-7943.

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